Did you know you can change the primary bank account in PhonePe for various purposes? The primary account is the account that is used to send and receive money in PhonePe by default. In simple words when you have added more than one bank account to the PhonePe account then you can set one bank account as a primary bank account in which you will receive the payment by default.
Pro Tip: You can also read our step-by-step guide on PhonePe ATM Near Me and How To GeneratePhonePe QR Code
Download PhonePe app and get exciting rewards on your first send money from PhonePe.
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What is Primary Bank Account In PhonePe
A default bank account or primary bank account is the bank account that you have linked to your PhonePe account and need to set a default account in PhonePe for sending and receiving money. It means when anyone will send money to your PhonePe account the money will credit to the primary account that you selected as the default bank account for payment purposes.
How To Set Primary Account In PhonePe
However, you can set or change a primary bank account in PhonePe in a few steps but there is a condition that you have at least two bank accounts added to your PhonePe account. So for this, first you need to Add Multiple Bank Account In PhonePe then only you will be able to change the default account in PhonePe.
Pro Tip: You can also read our step-by-step guide on How To Add Multiple Bank Account In PhonePe and VPA In PhonePe
Step By Step Guide To Change Primary Account In PhonePe
There is only one way from which you can change your primary accounts in PhonePe. By selecting the primary account your money will credit and debit from your selected bank account which is the primary account by default. Here is our step-by-step guide on how to change the default bank account in Phonepe.
Step 1: First of all you launch your PhonePe and make sure to log in to your PhonePe account.
Step 2: Now you have to tap on your profile located at the top left corner of your screen.

Step 3: You can easily find your all bank accounts that are added with PhonePe under payment methods. Also, you can see there is a primary written on the first bank account. Just select the bank account which you want to set as a default bank in account PhonePe.

Step 4: Now you need to tap on the checkbox to make a primary account in PhonePe. The checkbox will appear in green color for the primary bank accounts.

That’s it! Now you can change primary bank accounts in PhonePe from the above-described method. It’s an easy way to switch from one bank account to another for multiple purposes.
Note: A primary account is an account that is associated with your BHIM UPI Id.
FAQ (Frequently Asked Questions)
PhonePe is not charging a single amount transferring from your Wallet to your Bank account. However, there is a limit of transferring Rs 5000 per month.
There are two ways of sending money to a bank account.
1. Send money to your own bank account. One is from PhonePe wallet to bank account and the other is from one bank account to another bank account from PhonePe (in case of multiple bank accounts).
2. Send money to someone’s bank account.
No, PhonePe gives the cashback in the PhonePe wallet. And you can use that cashback for availing of many services available on PhonePe.
The PhonePe wallet cashback cannot be withdrawn to your bank account. If you want to withdraw that cash back into your Bank account then you have to follow the below steps.
Step 1: Buy gold from that cashback.
Step 2: Sell Gold and receive money directly in your Bank Account.
A PhonePe QR code is a barcode that can only be readable by smartphones. You can generate your own QR code by following this method. QR code stands for Quick Response Code is a type of 2D bar code that is often used to receive money in many digital wallets like Paytm, Mobikwik, Google Pay, Amazon, etc.
Note: No need to enter any details while sending money like Phone Number, Bank Account details.