Want to add money to your PhonePe wallet to pay nearby shops? Don’t worry in today’s guide we will guide you on how to top up your PhonePe wallet using UPI & debit cards. This will reduce payment failures at various POS(Point of Sale). Before adding money to your PhonePe wallet make sure you have completed PhonePe KYC.
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Pro Tip: You can read our step by step guide on How To Use PhonePe Switch & Their Benefits and How-To Withdraw Cash From PhonePe ATM
How To Top Up PhonePe Wallet
PhonePe supports multiple payment methods from which you can make any transactions like wallet top-up using UPI, debit card, credit card, etc. However, you can directly pay without adding money in two ways. One is directly by sending money using PhonePe from your bank account and the other is by using PhonePe VPA.
But when you have a balance in your wallet the success rate of payment will increase because you don’t need to enter your card details and wait for the OTP to complete the transactions.
Pro Tip: You can read our step by step guide on How To Pay LIC Premium From PhonePe and How To Change PhonePe Language
Add Money On PhonePe Wallet Using UPI
You can use your PhonePe wallet balance to avail various services available in the apps like Electricity Bill Payment, Water Bill Payment, Buy Gold, Sell Gold, and many more. You can also get various offers while recharging your wallet in the form of cashback or some merchant coupons. Here is our step-by-step guide on adding money to your PhonePe wallet using UPI.
Step 1: First of all you launch your PhonePe and make sure to log in to your PhonePe account.
Step 2: Once login you need to click on top-up under the PhonePe wallet section. Also, you can access this by clicking on the profile section located at the top left corner of your screen.
Step 3: Now you need to enter the amount you wish to add to your PhonePe wallet and click on proceed to pay.
Step 4: After this, you can see your bank accounts added to the PhonePe from which you need to pay the amount. You can also add another UPI account if you want. Select the relevant option and proceed to the top-up wallet.
Step 5: Next, a screen will appear that shows a successful transaction, and your requested amount is added to your wallet.
Add Money To PhonePe Wallet Using Debit Card
Here is our step-by-step guide to adding money to your PhonePe wallet using Debit Card. Just follow the above-described steps from Step 1 to Step 4 and after that see the below steps to recharge your PhonePe wallet using your debit card.
Step 1 To Step 4– Follow Above Described Steps
Step 4: After this, you can see your debit cards that are linked to PhonePe from which you need to pay the amount. You can also add your debit card if you want and proceed to the top-up wallet.
Step 5: Next, a screen will appear that shows a successful transaction, and your requested amount is added to your wallet.
Hope you get everything and get a clear idea in your mind for adding money to your PhonePe wallet.
PhonePe Wallet Top-Up Limits
There are some limits set by PhonePe while adding money to the wallet. So make sure you have not exceeded the limit set by the app.
| Aspects | Min KYC | Non KYC |
| Per top-up/transactions | 10,000Rs | Not Eligible |
| Per Day | 10,000Rs | Not Eligible |
| Per Month | 10,000Rs | Not Eligible |
| Per Year | 1,20,000Rs | Not Eligible |
Frequently Asked Questions (FAQ)
Yes, you can transfer money from your PhonePe wallet to your bank account. PhonePe is a BHIM UPI-based app to provide digital payments or cashless. PhonePe is a mobile wallet, we can use it for availing of the available services. Some of the services are Send Money, Electricity Bill Payment, Water Bill Payment, Buy Gold, Sell Gold, Metro Recharge.
There are two ways of sending money to a bank account.
1. Send money to your own bank account.
2. Send money to someone’s bank account.
PhonePe wallet is monitored by the RBI and after RBI Guidelines it is necessary to complete the KYC of the wallet. Completing the KYC will not harm us in any manner although it will give us some additional benefits for being a PhonePe KYC verified user.
Note: You don’t need to visit anywhere to complete your KYC just like we need to visit the KYC Center Near Me to complete the Paytm KYC. There is no such PhonePe KYC near me or PhonePe KYC center.
Yes, you can recharge your metro card from PhonePe and Paytm. They are easy to use and one of them is described above from which you can recharge the Delhi Metro card online. After a successful transaction, you have to tap on Automatic Vending Machine (AVM) at any Metro Station to credit the amount to your Smart Card.